Pros of Bank’s HDB Loan over HDB Concessionary Loan
Banks’ Housing and Development Board (HDB) loans are needed for home owners over a certain income bracket. For HDB owners under the HDB’s income bracket requirement, they can take up a HDB...
View ArticleWho’s Most Affected by Loan Restrictions?
In a move to prevent a property price bubble in the housing market, the Monetary Authority of Singapore (MAS) recently introduced new home loan regulations capping the tenure of mortgages granted by...
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3 Golden Rules of Property, Loan Acquisition
Mortgage rates in Singapore are largely determined by the existing Swap Offer Rate (SOR) and Singapore Interbank Offer Rate (SIBOR). Of these two rates, the SOR is influenced by the situation in the...
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